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ricecrispi · 11-09-2006, 10:34 AM

Like Jaydee said, depending if you got a decent insurance company, they will pay you back for parts installed on your car if you have receipts. Some companies have specific policies.
Important things to know:
*Some companies require professional installation and no DIY home installs unless you are trained or certified mechanic
*Some will let you get away with just mechanic receipt showing you installed the parts and get a smaller amount. This is usually average parts cost.
*Some companies will cover only parts installed within a year. Others don't care when you installed it.
*Some might cover the performance car parts. Some won't cover "performance" car parts unless you notified them you nstalled these parts. Some companies won't cover it at all or specific parts regardless if you gave notice. Example installing a forced induction system or nitrous.
*Some companies are real PITA and have to determine if parts aren't damaged before reinbursement.

You can always buy the car back for cheap and strip it. You should ask to thoroughly inspect the car before buying it back. Some parts get damaged beyond salvage, others impossible to strip, and etc... Just say you have stuff in the car you have to take out. If you already did this, just say you forget something else was in the car.

11-09-2006, 10:34 AM	#4
ricecrispi Cooling Savant Join Date: Jul 2005 Location: california Posts: 429	Re: OT: Insurance Claim Help Needed!!! Like Jaydee said, depending if you got a decent insurance company, they will pay you back for parts installed on your car if you have receipts. Some companies have specific policies. Important things to know: Some companies require professional installation and no DIY home installs unless you are trained or certified mechanic Some will let you get away with just mechanic receipt showing you installed the parts and get a smaller amount. This is usually average parts cost. Some companies will cover only parts installed within a year. Others don't care when you installed it. Some might cover the performance car parts. Some won't cover "performance" car parts unless you notified them you nstalled these parts. Some companies won't cover it at all or specific parts regardless if you gave notice. Example installing a forced induction system or nitrous. *Some companies are real PITA and have to determine if parts aren't damaged before reinbursement. You can always buy the car back for cheap and strip it. You should ask to thoroughly inspect the car before buying it back. Some parts get damaged beyond salvage, others impossible to strip, and etc... Just say you have stuff in the car you have to take out. If you already did this, just say you forget something else was in the car.