personally, psu's for me never have had a problem. as long as i dont overload them with fans and shit then most decent unbranded ones shouod work for a few years.. i just sold a friend some local cheapie 350W for his box and its 2+ years old and yes i have shorted it out MANY times. (crappy case is the cause of it) now i just brought a psu from someone 9buy/selling forums) and its a completely modded 350W psu (blue psu mod and blue sleeveing/heatshrink) and its is a foxconn psu i believe...
anyways if you dont abuse the psu then for most people your fine... OC'ing and lots of CCFLs and Fans are to blame for the PSU dieing, they overheat becuase they cant handle the wattage.. and as long as the fan in the PSU works then there is no reason why a PSU should go bad unless it is overloaded..
but thats just my .02$
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