Depending on where you live there are often factory type jewelry stores that import the stones and often sell to the smaller mom & pop stores that you can go to. They've just taken to selling direct now.
They're worth a look price and style wise as they often do their own settings and might have something unique that you'd like.
As for the other person question about the difference between a wedding ring and an engagement ring... The common practice these days is to get a engagement ring that is a single band with stones set in it (normally a diamond solitare). Then for the wedding you get bands with no stones that match the ring and you put one on each side of the engagement ring. This creates the wider look that most wedding ring have. My mom and both my sisters' rings are like this.
.nsty
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