I'm in Canada as well, and it's not nearly as bad as what you're describing, at least in my situation. True, I get pretty weak interest on my checking account, but I don't pay any fees with the account I have unless I do more than 20 transactions a month (which I do sometimes), and then it's like $6 CAD.
I bank through my local credit union.
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Can anyone else here say that they have a watercooled monster that's 45" tall?
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