[joemac]

Ben,

Since you have some overdraft I would be careful. I don’t know if you ever heard of Chex system. Its a type of credit bureau that banks use except that they are not regulated as one. Most banks in Texas use them. So if you closed you bank account at WF and went to another bank you will find that they will not open an account for you – And there is no- and- if, or but’s. If you plan to change banks open a new account first then close the old account for the Chexs system is a Nazi type system whether the information contained about you is right or wrong it stays for 5 years. This will make it almost impossible for you to open a bank account. For reading google “chex wells fargo closed account”. Hope this helps.