Jason:
YOur not wrong. From everything I have read thus far on 64bit processing and Hammer, Hammer is designed by nature to run 32bit apps extreamly well (unlike the original PPros). AMD decided that 64bit processing was in the near future but knew that it would take time to move everything over to it. SO they designed their chips to have 64bit processing as an EXTENSION of the 32bit processing. Quite interesting approach, if you ask me.
Intel went the other way and decided to make the Itianium, which is a 64bit ONLY CPU and made to extreme processing only. (ie. Scientific calculations).
In short, Hammer will run exsisting Windows better if not as well as exsisting Athlons. You do NOT need to upgrade to a 64bit version of WInXP just to take advantage of Hammers abilities. EVENTUALLY when a good version of WInXP 64bit comes out then Hammer will be ready for it.
Till then, fear not! Hammer will crush all opposition.......