airspirit: Well it was a really odd situation , I bought the truck used , in 2000 with 23k miles. for 12,500 I put 4grand down , but for some reason I still owe about 8grand. I tried to see about getting a new car. They said I'm upside down a bit and would need some money for a d/p just to even get considered , plus the only thing on my credit is my car and they are going to make me have a co-signer.. --bikr
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